Just recently only the few knew about the stock exchange, but today the financial competence of people constantly grows. And everyone who disposes some available sum of money can send them at work to gain profit from the securities motion at the market. If it goes about you, it means you are a potential investor! The present investor has investment tools and to spare, i.e. the opportunities to sent money to the stock market.

What is the personal financial planning? Each of us aimed to accumulate the certain amount of money to buy a car or an apartment or more globally – to give children good education or to provide itself decent old-age. But often it is so, that money is not enough for all necessities and needs and if not to plan the budget in accordance with the global goals – the problem of facilities shortage will be constant. It is natural that the set goal should be real, i.e. commensurable with your incomes; otherwise achievement of the desired result will be not easy. At the competent goals setting it is possible to talk about the presence of necessary basis for drafting of the personal financial plan

Liquidity of stocks and capitalization of a company are two terms widely used on the market of securities. Capitalization is the market value of a company. It is determined by multiplication of stock exchange stock cost by the amount of stocks in circulation. Capitalization of a company changes constantly during trades.

Dividends are profits distributed by a joint-stock corporation among the shareholders according to year, half-year, rare quarterly results. In most cases, dividends payment on stocks is not the purpose of their acquisition. More frequent stocks are bought for considerable increase of their market value in course of time. Price growth can multiply exceed any dividend return. Small dividends are paid on most stocks or they can be not paid at all. There are growth stocks on any stock markets on which dividends are not paid. All current profit companies invest in business for the quickest development of a company. But shareholders do not complain. Powerful growth of stocks of such companies brings high profits.

Stock market in terms. Guide Part 5
About Indicator technical analysis, Elliott theory

Stock market Guide Part 4
About Trends, Analysis of trend lines, stocks Basic graphical formations.

Stock market in terms. Guide Part 3
About: Fundamental analysis, Technical analysis, Graphical technical analysis.

About: Trading types. Stocks – types of prices, positions, marginal crediting. Stock market indices.

Main and most known types of securities are: stocks, bonds, futures, options. Stocks and bonds are primary financial instruments, and futures and options are derivative ones. Stock: a holder of stocks is a company co-owner; he has a right to receive part of company’s earnings as a dividend and participates in a company management by voting on stockholders’ meeting. A company that issued stocks is named a company-issuer.

Stocks
When you buy a stock, you become the owner of a company share. The company is collectively owned by all shareholders. Each stock gives an owner the right for gaining of income part or assets of company.
Stocks are different
Stocks are usually divided according to the size of companies (capitalizations), activity of trades (stocks liquidity) or sector (oil, hi-tech companies etc.). Moreover, stocks are common and preferred. Preferred stocks bring high dividends; others are interesting to investors due to considerable growth of market value.